We know dying is now expensive as last week Nyaradzo raised their premiums. Well seeking treatment is now expensive too as CIMAS, a popular medical aid provider, have just effected a 62% raise on their premiums and an average 50% increase on doctor’s fees.

According to CIMAS, the increase is necessary given the fact that the price of everything, including essential medicines and what doctors charge, has gone up. This had resulted in members having to pay more and more in out of the pocket payments to settle the difference between what CIMAS was covering and what doctors and pharmacies were asking for.

CIMAS costs as of 1 October

Contribution Category	Member (ZWL)	Spouse(ZWL)	Child/Student(ZWL)	Other Dependent (ZWL)
Cimas Basicacre Package (090)
Corporate Rate	50	50	50	50
Individual Rate	81	81	81	81
Cimas Primary Package (100)
Corporate Rate	68	68	68	68
Individual Rate	119	119	119	119
Cimas General Package(200)
Corporate Rate	151	151	94	151
Pensioner Rate	122	122	94	151
Individual Rate	271	271	161	271
Cimas Classic Private Hospital
Corporate Rate	198	198	119	198
Icare Package
Individual Rate	419	419	276	419
Cimas Private Hospital (300)
Corporate Rate	338	338	203	338
Pensioner Rate	193	193	203	338
60+ Rate: members who are over 60	943	943	395	943
Individual Rate	655	655	395	655
Cimas Private Hospital Plus Package
Corporate Rate	406	406	218	406
Cimas Medexec Package(400)
Corporate Rate	536	536	322	536
Direct Payment Doctors	536	536	322	536
Individual Rate	1064	1064	637	1064
Studymate
Local	18	-	-	-
Private	59	-	-	-

The flexi 5 plan

If you like a bargain then you can consider the flexi 5 package. It is inspired by the theory that an average Zimbabwean core family used to have 5 children although that number is no doubt falling.