Zimnat offers several insurance packages:
- Gadziriro also known as Lungiselelo
- FSG Funeral Plans
- Asset Insurance
Gadziriro Lungiselelo
This is a USD based plan which pays a USD lump sum
| Sum Assured USD$ | Principal Member Fee USD$ | Immediate Family Member Premium Per Policy USD$ | Extended Family Premium Per Life USD$ |
|---|---|---|---|
| 500 | 3.30 | 4.00 | 0.60 |
| 1 000 | 3.60 | 4.99 | 0.99 |
| 2 000 | 4.20 | 6.25 | 1.75 |
| 3 000 | 5.00 | 7.75 | – |
| 4 000 | 5.50 | 9.25 | – |
| 5 000 | 6.20 | 11.00 | – |
- The plan has a waiting period of three months but there is no waiting period for accidental deaths
- Plan covers family members from 18-65 years
- Extended family coverage is for up to 75 years
- Immediate family member premium covers wife/husband, principle policy holder and up to four children. This means that if you are married with four children and opt for the US$500 plan you pay a total of $7.30 i.e. $3.30 plus $4.00
- Children above 23 years old have to be covered under extended family
FSG Funeral Plan Rates
| Family of 6 | Monthly Premium ZW$ | Comes with Escort Vehicle |
|---|---|---|
| Standard | 489.30 | No |
| Standard | 629.10 | Yes |
| Medium | 559.20 | No |
| Medium | 768.90 | Yes |
| Executive | 699.00 | No |
| Executive | 978.60 | Yes |
| Executive Plus | 1 048.50 | Yes |
Addons
| Additional Per Person | Package | Premium in ZWL$ |
|---|---|---|
| Adult (Immediate) | Standard (No Escort Vehicle) | 130.20 |
| Child (Immediate) | Standard (No Escort Vehicle) | 57.40 |
| Adult (Extended) | Standard (No Escort Vehicle) | 213.50 |
| Child (Extended) | Standard (No Escort Vehicle) | 92.40 |
| Adult (Immediate) | Standard (With Escort Vehicle) | 167.40 |
| Child (Immediate) | Standard (With Escort Vehicle) | 73.80 |
| Adult (Extended) | Standard (With Escort Vehicle) | 274.50 |
| Child (Extended) | Standard (With Escort Vehicle) | 118.80 |
| Adult (Immediate) | Medium (No Escort Vehicle) | 148.50 |
| Child (Immediate) | Medium (No Escort Vehicle) | 65.60 |
| Adult (Extended) | Medium (No Escort Vehicle) | 244.00 |
| Child (Extended) | Medium (No Escort Vehicle) | 105.60 |
| Adult (Immediate) | Medium (With Escort Vehicle) | 186.00 |
| Child (Immediate) | Medium (With Escort Vehicle) | 82.00 |
| Adult (Extended) | Medium (With Escort Vehicle) | 305.00 |
| Child (Extended) | Medium (With Escort Vehicle) | 132.00 |
| Adult (Immediate) | Executive (No Escort Vehicle) | 204.60 |
| Child (Immediate) | Executive (No Escort Vehicle) | 90.20 |
| Adult (Extended) | Executive (No Escort Vehicle) | 335.50 |
| Child (Extended) | Executive (No Escort Vehicle) | 145.20 |
| Adult (Immediate) | Executive (With Escort Vehicle) | 260.40 |
| Child (Immediate) | Executive (With Escort Vehicle) | 114.80 |
| Adult (Extended) | Executive (With Escort Vehicle) | 427.00 |
| Child (Extended) | Executive (With Escort Vehicle) | 184.80 |
| Adult (Immediate) | Executive Plus (With Escort Vehicle) | 279.00 |
| Child (Immediate) | Executive Plus (With Escort Vehicle) | 123.00 |
| Adult (Extended) | Executive Plus (With Escort Vehicle) | 457.50 |
| Child (Extended) | Executive Plus (With Escort Vehicle) | 198.00 |
- The escort vehicle is a 32 seater mini-bus to ferry relatives and friends to and from the funeral.
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